> Online Credit Union Services
South Berkeley FCU is now open 24 hours a day, 365 days a year with Online Credit Union Services. Unlimited access to your account from anywhere in the world, anytime of the day or night.24
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Toll Free Audio Response
You are now able to access your account from anywhere in the United States, anytime day or night. Call 1-866-631-0230.
Most people nowadays enjoy the convenience of internet or mobile banking. You just have to sit in the comfort of your home and do banking transactions online through your computer or Smartphone. It requires less preparation and time when doing this and you can do it anywhere where there is an internet connection.
Of all the pros brought about by internet or online banking, we also have to deal with breached safety and security. This happens mostly when one is not fully protected or not practicing safety when doing transactions online. Here are some helpful tips on safe online banking:
Top tips on safe online banking from the comfort of your home
Banking online from the comfort of your own home may sound safe, but it doesn’t mean you are immune from attack. We look at what you need to do to reduce the chances of opportunistic attackers accessing your banking records and stealing your money.
Two-factor authentication is for some users a relatively new and emerging trend, but it’s something that the banks have been aware of for some time.
Most banks have longed asked their customers to enter a customer password and PIN number to log into their accounts, but there’s now a move to issuing debit or credit card readers so users can log into their accounts, and/or authorize transactions.
For example, if you’re paying someone for the first time, you might be asked to confirm the payment details via the card reader, and to enter a small code on both the web page and card reader to verify that you are the rightful owner of that bank account.
If you don’t have one of these readers, ask your bank where you can get one. Read more…
Always keep these tips in mind so you won’t have a problem with safety online. Your money might get into the wrong hands if safety is breached and sometimes you can’t get it back. Well, it depends on your bank. Banking online will not be a problem if you are always making sure that everything is safe and private. Enjoy safe online banking!
Do you have a child who’s planning to go get a student loan this school year? Or you’re the one getting the student loan yourself? If this is your first time applying for a student loan then you must prepare yourself first about everything needed for the application.
Before considering a student loan, make sure you have inquired on almost all banks and lenders in your place. See to it that you understand everything about its terms and conditions before getting one. You can always go to a counselor to ask about things that’s unclear to you. Anyway, before anything else, here are some steps on how to apply for a student loan:
How to Apply for Student Loans: Your Ultimate Guide
The best thing to do to apply for student loans is to get going as soon as you can. Federal student loans of on a first-come, first-served basis, so you’ll have the most access to financial aid the earlier you apply.
What’s more, the first time applying could be a bit overwhelming, so the more you can get ahead of the game, the easier the whole process will be to handle.
- Compile all the financial information you’ll need to apply for a student loan
To obtain federal student aid, you’ll have to fill out the Free Application for Federal Student Aid, otherwise known as the FAFSA. As the name implies, the form is free and puts you in the running for financial aid for college, including federal student loans — making the whole application process easier, even if the form itself takes some time to fill out. Read full article here…
Being independent about getting a student loan and studying is great but it is much better to have your parents around to help you out in the process. It will be much easier to understand things and have someone to help you out if problems come your way on your loan.
As soon as your student loan gets approved, the next thing that you have to give your time to is paying it off. You can learn more about settling private student loans by clicking here. Paying more than the due amount will help you pay it off faster. Find some other ways on how to gain extra income so that you will never have to worry about the money whenever it’s payment day. Good luck!