APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates
Rates as of 8/18/2006.
Rate Description Term Payment Description APR APR Type
NEW AUTO UP TO 72 MONTHS TIER A CREDIT SCORE 675 & UP 5.9% Fixed
NEW AUTO UP TO 72 MONTHS TIER B CREDIT SCORE 625-674 6.9% Fixed
NEW AUTO UP TO 72 MONTHS TIER C CREDIT SCORE 575-624 9.0% Fixed
NEW AUTO UP TO 72 MONTHS TIER D CREDIT SCORE BELOW 575 10.0% Fixed
USED AUTO 3 YEARS OLD OR LESS UP TO 54 MONTHS TIER A CREDIT 6.9% Fixed
USED AUTO 3 YEARS OLD OR LESS UP TO 54 MONTHS TIER B CREDIT 7.9% Fixed
USED AUTO 3 YEARS OLD OR LESS UP TO 54 MONTHS TIER C CREDIT 9.9% Fixed
USED AUTO 3 YEARS OLD OR LESS UP TO 54 MONTHS TIER D CREDIT 12.0% Fixed
USED AUTO OLDER THAN 3 YEARS UP TO 54 MONTHS TIER A CREDIT 9.9% Fixed
USED AUTO OLDER THAN 3 YEARS UP TO 54 MONTHS TIER B CREDIT 10.9% Fixed
USED AUTO OLDER THAN 3 YEARS UP TO 54 MONTHS TIER C CREDIT 12.9% Fixed
USED AUTO OLDER THAN 3 YEARS UP TO 54 MONTHS TIER D CREDIT 15.0% Fixed
SIGNATURE UP TO $10,000 48 MONTHS TIER A CREDIT 14.0% Fixed
SIGNATURE UP TO $7,500 48 MONTHS TIER B CREDIT 15.0% Fixed
SIGNATURE UP TO $7,500 48 MONTHS TIER C CREDIT 16.0% Fixed
SIGNATURE UP TO $7,500 48 MONTHS TIER D CREDIT 18.0% Fixed
$1,200 SIGNATURE LOAN SPECIAL 12 MONTHS TIER A CREDIT 12.0% Fixed
$1,200 SIGNATURE LOAN SPECIAL 12 MONTHS TIER B CREDIT 13.0% Fixed
$1,200 SIGNATURE LOAN SPECIAL 12 MONTHS C TIER CREDIT 14.0% Fixed
$1,200 SIGNATURE LOAN SPECIAL 12 MONTHS TIER D CREDIT 16.0% Fixed
$1,500 SIGNATURE LOAN SPECIAL 24 MONTHS TIER A CREDIT 10.0% Fixed
$1,500 SIGNATURE LOAN SPECIAL 24 MONTHS TIER B CREDIT 11.0% Fixed
$1,500 SIGNATURE LOAN SPECIAL 24 MONTHS TIER C CREDIT 12.0% Fixed
$1,500 SIGNATURE LOAN SPECIAL 24 MONTHS TIER D CREDIT 14.0% Fixed
SHARE SECURED MEMBER'S CHOICE ANY CREDIT TIER 6.0% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Savings/Shares Rates
Rates as of 8/18/2006.
Rate Description Term Dividend Rates APY
As of 12/31/2003 Quarterly 0.50% 0.51%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

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